is a free feature from Capital One 360 Checking that can give you access to your paycheck up to two days earlier. Many Americans currently are encountering financial difficulties. Over the past year, some took a pay cut or lost their job but still had the responsibility of paying off large expenses like mortgages or medical bills.
shows 63% of Americans are living paycheck to paycheck, impacting people across all generations and income levels. showed that 74% of Americans would find it difficult to meet their financial obligations if their paycheck was delayed by just one week. "From listening to our customers, we know that early direct deposit access and broad digital offerings are what consumers want and need to feel confident in their financial journey," says John Durrant, Executive Vice President of Retail and Small Business Banking with Capital One.
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