ranging from a few months to several years — and the rates on each CD term will vary, even at online banks. But chances are that your rate will still be higher with an online financial institution, no matter what the term is, so be sure to select a term that aligns with your financial goals.by investing in multiple CDs with staggered maturity dates using only online banks.
As such, one of the benefits of using an online bank is getting access toBut as with any other type of bank account, be sure to carefully read through the fee schedules as you consider accounts from various online banks. Look for accounts with no or minimal fees for services such as monthly maintenance, ATM usage and overdrafts — and ensure that you can meet any other account requirements to avoid unnecessary costs.