some states. Now, new data shows a quarter of all U.S. homes may be at risk of a climate-induced insurance shock.
39 million properties are vulnerable to one or more types of disasters: 4.7 million to fire, 25.6 million to wind and 11.9 million to flood. Vulnerable counties tend to be poorer. Among counties where at least half the homes were at risk, the average poverty rate was 16.5%, more than 2 percentage points higher than the national county average.
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